Insurance Coverage Options

Medical Professional Liability Insurance Coverage in Louisiana

When you walk into the exam room, you want to focus on what’s important: the patient’s needs. LAMMICO lets you do just that – our products have helped generations of healthcare providers practice with confidence. From our excellent coverage options to our educational opportunities, LAMMICO puts our policyholders first. Here's how.

What are my medical professional liability policy type options?

Occurrence Coverage
Under an “Occurrence” policy, coverage is provided for any incident that occurs during the term of the policy, regardless of when a claim arising from the incident is reported. Learn more.

or        

Claims-Made Coverage
Under the “Claims-Made” policy, coverage is limited to claims arising from the performance of professional services subsequent to the retroactive date stated in the declarations and first made against the company while the policy is in force.  Learn more.

Business and Personal Insurance Coverage

LAMMICO's subsidiary, Elatas Risk Partners, offers other lines of coverage when you need more than medical professional liability insurance. Learn more.

Apply For New Coverage

Physicians and surgeons in Louisiana can buy either a Claims-Made or Occurrence professional liability insurance policy.
Download Form-Fillable PDF

Your Physicians & Surgeons professional liability policy includes Medefense™ Plus/ Cyber Liability Insurance Coverage. This is comprehensive protection against privacy-related claims and expenses in response to actions or proceedings resulting from a RAC audit, or claims arising from a privacy breach. There is no charge to the policyholder for this coverage and the limit is $10,000. Learn more


Dentists in Louisiana can buy either a Claims-Made or Occurrence professional liability insurance policy.
Download Form-Fillable PDF


Excess Medical Professional Liability insurance for LSU medical students only
Download Form-Fillable PDF


Advanced and Allied Healthcare Providers in Louisiana can buy either Claims-Made or Occurrence professional liability insurance policies. 
Download Form-Fillable PDF


Hospitals and Facilities in Louisiana can buy a Claims-Made professional liability insurance policy and an optional Occurrence commercial general liability insurance policy. 
Download the Hospital Application

Download the Facility Application


General Liability Coverage is also offered with a LAMMICO Facility Professional Liability Coverage plan.
Download the General Liability Application

 

A healthcare facility professional liability policy includes Medefense™ Plus/ Cyber Liability Insurance Coverage insurance at no additional cost. This is comprehensive protection against privacy-related claims and expenses in response to actions or proceedings resulting from a RAC audit, or claims that arise from a privacy breach.  LAMMICO insured healthcare facilities receive an inclusive limit of $50,000 of this kind of coverage and qualifying acute care hospitals receive $100,000 limits.


Podiatrists in Louisiana can buy either Claims-Made or Occurrence professional liability insurance policies.
Download Form-Fillable PDF


Medical professional liability coverage for professional corporations, professional associations and other organizations.
Download Form-Fillable PDF


For other coverage such as Commercial General Liability, Medefense™ Plus/Cyber Liability higher limits, Property and Disability, Elatas Risk Partners specializes in finding the premium, terms and coverage to suit your unique needs. They offer knowledgeable consultation and quotes at no cost to healthcare providers and facilities - and don't work on commission. Visit Elatas.com


Change Existing Coverage

When there is a change in your specialty or classification, your Physicians & Surgeons Professional Liability Insurance policy should be updated to reflect your new risk classification.
Download Form-Fillable PDF


Physicians & Surgeons Full-Time Equivalent "Slot" or Per Visit Rated for Professional Liability Insurance:
Download Form-Fillable PDF


Application to request an increase to your medical professional liability policy limits.
Download Form-Fillable PDF


Physicians & Surgeons Medical Professional Liability insurance for temporary substitute physician(s):
Download Form-Fillable PDF


LAMMICO offers excellent liability policies so that healthcare workers in Louisiana can experience the same services that Louisiana insureds have known and trusted for over 30 years. We also provide coverage for Louisiana and Arkansas medical professionals interested in growing their practices across state lines. This expansion is in direct response to policyholder requests; if you are expanding your practice, you can enjoy the convenience of having coverage through one trusted carrier. As your business grows and your needs change, LAMMICO is here for you. Contact a Marketing representative today


To discuss coverages tailored to your practice, call the LAMMICO Marketing Department at 800.452.2120.

LAMMICO appreciates the cost associated with your medical professional liability coverage. We offer several discounts to help make your premium more affordable.

Premium financing is available at competitive rates and terms from AFCO.

Kendall Ankesheiln

Kendall Ankesheiln

LAMMICO Senior Marketing Representative

504.841.5285
kankesheiln@lammico.com

We don’t offer one-size-fits-all coverage – we help you choose the products and services that are best for your practice or facility.

Medical professional liability insurance coverage is for errors or omissions causing injury during the performance of a medical professional's duties.