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40 Reasons to Love LAMMICO

January 04, 2023

40 Reasons to Love LAMMICO
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As we close the celebration of our 40th year, we'd like to share 40 reasons that our insureds and employees love LAMMICO. 

  1. Aggressive Legal Defense – LAMMICO closes approximately 90% of cases without indemnity payment because we have highly-skilled, legal counsel.
  2. Risk Management Resources – We offer complimentary webinars and online courses (CME & CNE), personalized risk assessments, office staff and hospital education, telehealth resources and more for our insureds.
  3. Risk Management Premium Discount Credit – Insureds can earn a 10% discount on the basic limits portion of their LAMMICO premium for successfully completing two Risk Management programs, which are offered online and as webinars throughout the year.
  4. Financial Stability – AM Best rates LAMMICO an "A" (Excellent) Financial Strength Rating, with a stable outlook. LAMMICO has maintained its "Excellent" rating for 20 consecutive years.
  5. Personalized Claim Handling – Superior, service-oriented claim representatives ensure personal contact and attendance at trial, no matter where our insureds are located.
  6. Good Experience Credit – We offer a 10% credit on LAMMICO premium for physician policyholders who have been with LAMMICO at least five years and have excellent loss experience.
  7. MEDEFENSE™ Plus/ Cyber Liability Insurance Coverage - LAMMICO provides $10,000 limits of MEDEFENSE™ Plus/ Cyber Liability Insurance Coverage as part of all LAMMICO Claims-Made and Occurrence physician policies. If an insured  purchases additional coverage of this product through Elatas Risk Partners, then the $10,000 LAMMICO limits will cover their deductible for the higher limits.
  8. Top Workplace - LAMMICO is an eight-year winner of the Top Workplace designation by Times-Picayune from 2015 to 2022.
  9. Best and Brightest Companies to Work For® in the Nation - LAMMICO is a seven-year winner of the Best and Brightest Companies to Work For® in the Nation designation from the National Association of Business Resources from 2015 to 2021.
  10. Corporate Social Responsibility - LAMMICO and its employees help the American Heart Association raise awareness of cardiovascular disease and disease prevention. In 2022, we had one of our best years ever and were the Top Company to fundraise for the New Orleans Heart Walk.
  11. Through our subsidiary, Medical Interactive Community, we offer more than 200 online courses and present several live webinars throughout the year at no cost to our insureds. 
  12. Our in-house law firm, Schroeder & Trahan, and our other legal firms have collectively defended more than 675 claims at trial, resulting in a 78% trial win record. 
  13. We’re proud to have 120 employees dedicated to serving the needs of our insureds. While most of our employees are based out of our Louisiana offices, some are telecommuters located in Colorado, Pennsylvania, Virginia, Maryland, Florida, Texas, Missouri, Kansas, North Carolina and Kentucky. 
  14. Advocacy in the Courts & Legislature – We work with the Louisiana State Medical Society and other organizations on legislative matters aimed at keeping the medical liability system stable and the costs affordable. 
  15. LAMMICO's online Physician Job Board is a complimentary tool for insureds to submit and find open physician positions. 
  16. Our Patient Safety Award and Grant program awards a $10,000 and $5,000 grant for nursing professional development each year to a hospital or ambulatory surgery center. 
  17. The Risk Management and Patient Safety Department includes certified risk managers who can help reduce the risk exposure in your medical practice and improve your defensibility. They will visit your office, evaluate key risk areas and provide tailored recommendations. They are available to answer your or your office personnel’s questions concerning medical records, informed consent, patient dismissal, documentation and other topics.
  18. We also serve hospitals and facilities! LAMMICO’s certified and highly experienced risk managers will work with your risk managers, quality improvement department, nursing services and/or safety officers to conduct systematic and individualized on-site assessments. Tailored and specific recommendations for reducing risk in the hospital or facility setting are provided in real time.
  19. In partnership with our cyber risk experts, Tokio Marine HCC – Cyber & Professional Lines Group (TMHCC), LAMMICO provides policyholders TMHCC CyberNET®: an advanced cyber risk management resource and education center. Log in as a Member to access the TMHCC CyberNET® portal.
  20. We provide educational content, news and articles about timely risk management, patient safety and legal updates as a way to educate our insureds about various topics. Look for them each Wednesday in The LINK e-newsletter, in The Central Line hospital and facility e-newsletter, or at
  21. In the Members Only section of, most Members can pay their premium invoice online, check their Risk Management Credit balance, register for webinars and access other self-service features.
  22. We’re regional – employing claims, underwriting and risk-management representatives in various areas of our coverage territory. 
  23. LAMMICO insures physicians, nurses, healthcare professionals, hospitals and facilities in seven states: Louisiana, Arkansas, Mississippi, Oklahoma, Texas, Tennessee and Georgia.
  24. Our insured long-term care facilities can access various risk management and patient safety services, including a dedicated clinical regional risk manager.
  25. From our physician-majority Board and operating committees to the medical professionals on our staff, we ensure that you are cared for by your peers and other experts. 
  26. LAMMICO supports local medical societies in the areas we serve.
  27. As a mutual company, we are owned by our policyholders. We’re always mindful that those we serve are the reason we’re here.
  28. LAMMICO employees are involved in a variety of civic, cultural and philanthropic causes. Inspired by their commitment, LAMMICO supports medically-related charitable programs, serving the communities where our employees live and work.
  29. In its 40 years, LAMMICO has grown to insure over 8,000 physicians, nurses, healthcare professionals, hospitals and facilities.
  30. In a recent employee engagement survey, 97% of LAMMICO employees responded that they find their work engaging, and 91% responded that they are inspired by the work we do. 
  31. LAMMICO is a service-oriented company that is home to not only claim and underwriting representatives, but also physicians, nurses, lawyers, accountants, administrative assistants, and marketing and sales professionals.
  32. We offer coverage for physicians, physician assistants, nurse practitioners, CRNAs, dentists, and advanced and allied healthcare providers, as well as hospitals and healthcare facilities. 
  33. LAMMICO puts employees in a position to succeed by offering career-specific training and access to higher education through our educational assistance policy.
  34. We know that healthy employees are happy employees, and that's why we offer a comprehensive Wellness Program.
  35. LAMMICO provides free “tail” coverage to retiring insured physicians and healthcare providers with a Claims-Made policy who meet certain requirements such as age and number of years insured. Tail coverage protects for claims that are reported after an insurance policy ends.
  36. Part-Time Discount: if an insured is practicing part-time, he or she may receive a percentage off both their LAMMICO premium and Louisiana Patient's Compensation Fund surcharge. 
  37. New-to-Practice Discount: newly graduated or soon-to-be graduated physicians may be eligible for a 50% credit on their LAMMICO premium for their first 12 months of practice.
  38. In a recent employee engagement survey, 98% of LAMMICO employees responded that they recommend the organization as a great place to work, and 98% agreed that they are proud to work here!  
  39. LAMMICO offers insureds additional insurance products and services through our subsidiary agency, Elatas Risk Partners. Offers unique to the medical professional market include: Medical Director Insurance, Life Insurance/Disability Income, Director and Officers Liability Insurance, Credit Card Processing Services, and Excess Professional Liability Insurance.
  40. After 40 years, LAMMICO remains a strong and stable presence so that physicians and healthcare providers can focus on what matters most – patient care. 

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